[towelr34dy]

Actually you are being viewed as arrogant not because you support the legislation.

I support one part of the legislation (limiting debits to user accounts).

I don't support another part of the legislation that would basically create a regulatory burden that would make payday lending more akin to credit cards.

As a thinking person, I research what I support and don't.

I look into whether what I support will actually help. This should apply doubly if I'm supporting congress to limit someone else's freedom to associate and engage in 'in state commerce'.

I'm supporting something based on my own personal experience.

Details matter. Let's not keep it at the level some people seem to not be able to get past: "pay day loan bad, people suffer, make illegal, people not suffer". This requires two assumptions: 1- all/the vast majority of pay day users are suffering because of they are stupid and NEED your smart help and 2: no one will offer pay day loans illegally and collect with a bat.