[ascar]

Absolutely second the benefits of legal insurance. It clearly shows others you are not afraid to fight this out as the costs are covered.

The free legal counseling hotline my insurance provides helps me at least twice a year with the right approach to tackle problems. And they have such a large network of lawyers that I'm always speaking to a specialist in my problem's area.

The combination of legal counseling and the simple fact that I had legal insurance helped me compromising in my favor or outright win all legal disputes I had since buying the insurance without actually using it.

Legal insurance is also probably a very lucrative insurance model. They avoid a lot of cases for their customers by their pure display of power and can advise their clients about which battles are worth fighting for in the first place. Furthermore (afaik) the losing side pays most of the legal fees of both parties.