[clarkevans]

Lack of capital investment killed small businesses. Everyone now has to pay a tax penalty to take your earned capital and invest it into local main-street businesses. This capital instead, though 401k, goes into trans-national firms.

[jblwps]

I think that the lack of capital investment you're describing can be thought of as a particular instance of the economy of scale (at least, broadly construed): larger and/or conglomerated companies, prima facie, have to depend less on capital injections.