[eitland]

> I remember when PayPal started. It was so cool and everyone who understood what it was was very enthused about it. Now it's all gripes and complaints.

Not what I see here on HN:

I see complaints from merchants (mostly with legitimate issues it seems) and praise from end users.

[bartread]

I actually used to hate PayPal as an end user because, used relatively infrequently, they'd often block or delay transactions, causing me headaches and wasting my time. They felt like they were actively trying to hinder rather than help commerce. They do seem to have improved in the last couple of years though.