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by Cu3PO42 2697 days ago
You can dispute CC charges in Europe as well. All of my cards specify that I should do this as soon as possible, but no later than one year after the charge.

I have never needed a chargeback, but I had a peek at MasterCard's policy just now and it looks like you need to contact the issuing bank. I would assume it works the same for other four-party schemes such as Visa.