[egourlao]

I agree. I'd also add that my experience with fintech services, in regards to fraud detection, has been excellent.

I've been using Revolut for the past year. Just 2 weeks ago, they detected a potential fraudulent transaction with - you guess it - Deliveroo, for an amount of £25 (I don't live in the UK). The transaction, as well as my card, was immediately blocked. I then received a push message asking me to confirm whether the transaction was fraudulent - pushing "Confirm" triggered the expedition of a new card to my address. In contrast to legacy banks for which it is still recommended you call on the phone to notify you're going abroad, this is excellent service.

[Symbiote]

They obviously vary, but my British legacy bank no longer wants to be told when I'm going abroad.

I don't use their app. If they suspect a fraudulent transaction, they block it and call me.