Why should people have to enter into an exploitive financial agreement with a bank to pay a tax to stay in their homes that they putatively own during their aged years? How is that just?
Why should people use government services without paying tax? If they don't want to pay property tax they can live somewhere with a homestead exemption.
In what world do government services cost 400% of the land value per year? That isn't paying for services, it's paying for the right to exist, no less than being taxed to breathe.