Not really. Investors got wiped out in many of the 2008 cases. Some banks were given loans but that money didn’t go to investors, it all had to be paid back.
Indeed. I'm not saying the investors didn't have downside. Many did, and many of them lost everything (as they should have). But the public also bore a tremendous cost, and that makes the threat of another such crisis a public issue.
Additionally, if the public at large is losing then someone out there is winning and that entity will see these crisies as profit opportunities instead of disasters.
As a high schooler, I remember buying citi stock for $2.60 or something like that. Just an anecdote, but my teenage self just said, “come on. It’s still a bank!”