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by jessaustin 2712 days ago
One "extreme" way would be for debts to require better documentation in order to be collectible. E.g. the credit card company would have to have an authenticated video of the debtor stating "I am Jane Doe and as of this date, January 14 2019, I owe "Capital One" five hundred dollars." Stealing social security numbers wouldn't be enough to accomplish "identity theft", if that were the requirement.