[jklein11]

This sounds a lot like what I do with my personal finances and really doesn't take that much overhead and isn't all that complicated. Overall maybe it would take ~4-8 hours to set up all in?

If you are leaving 2M in cash in your checking account and could make an extra 2% on it annually that is 40k for that 4-8 hours. It seems like some pretty low hanging fruit to me.

I understand the point that you are making though. Unless what you pitched to your investors was some sort of investment vehicle it probably doesn't make sense to invest a lot of time trying to beat the market.