[CJefferson]

The payments work the same way as tax brackets, so say 10% of your salary above 50k. Would you keep your salary lower to stay in a lower tax bracket?

[mimhoff]

Sadly they don't work like income tax. If you go into the next bracket, you owe the new rate on your entire income.

[atiredturte]

Please read the link provided [1]. The percentage is not high enough to purposefully keep your salary lower.

[1] https://www.studyassist.gov.au/paying-back-your-loan/loan-re...