[anotheryou]

there are multiple layers of bullshit:

- big player fin-tec: it only makes numbers grow for rich people

- selling dreams: preying on peoples hopes, knowing they probably won't come true

- broken product: not selling value

- long contract times: just shady

- e-commerce: Coercion in to buying stuff they wouldn't have bough otherwise or simply funneling the money to our clients instead of others. No benefit for society either way. It doesn't even have to be cigarettes, could be butter or anything.