Join a startup as a soon-to-be father, following your dreams, and have the thing explode in your face, then finally recover and get a job at a megacorp (a week before the baby is due)?
Utility for the win! Following your dreams is fun and all, but the risk/reward ratio is just way out there.
Getting a stable job at a big company to be able to support your family after taking a risk on a startup doesn't sound like a terrible outcome to be honest.
Acting and professional sports are good examples, but consider anything with very low odds. You hear about the successes, not about those who didn't make it (the 99%). They had passion too.
Utility for the win! Following your dreams is fun and all, but the risk/reward ratio is just way out there.