[pirogen]

Is there any viable alternative to PayPal for a EU-based micro-business wanting to accept CC payments from North American customers?

I run a legally operating one-man business providing electronic services to customers (mostly other businesses) in EU, US and Canada. The EU customers pay me with bank transfers like civilized human beings, but Americans and Canadians always insist on PayPal because, apparently, North American banking system charges an arm and a leg for international bank transfers, so they'd rather pay with CC.

I didn't mind having to provide PayPal with scans of a bunch of sensitive documents. What I do mind is pretending my PayPal balance is not real money but virtual tokens with little legal protection and the possibility of being arbitrarily frozen for an undisclosed reason. That, and their horrendous fees (including currency conversions based on rates they pull out of the ass) for which they don't even provide anything resembling a legal invoice (a screenshot of an HTML table won't cut with my IRS).

Someone, for the love of God, tell me there's an alternative a teeny-tiny business like mine could use.