[Tehnix]

That's about as real an alternative as if I said you could just send me a mail instead of sending me an email.

> IBAN transfers...Transferwise

Obviously incredibly slow and a lot of work.

> Diner’s Club, Amex, Discover, JCB

Haven't seen these in Europe.

> Apple Pay (Apple Pay Cash)

Limited to banks that support it. In e.g. Denmark, that's only two of the minor ones, meaning far from the majority of people.

[SmellyGeekBoy]

You haven't seen AMEX in Europe? I've had one for years and used it all over Europe with zero problems whatsoever.

[prepend]

Your observation doesn’t change that OP hasn’t seen it.

Amex is a small card processor. According to the Nilson report [0], Visa and MasterCard made up 80% of global transaction dollar amount in 2016. Amex, Discover and JCB combined made up 5%.

You may know of Amex but they are a very small card, especially outside of the US.

[0] https://nilsonreport.com/upload/issues/1109_6392.pdf