| This is the most tricky issue about 2FA: who's going to authenticate the authentication system? From what I've seen in practice, if an account is lost, there are two primary ways for recovery. (A) Secret key. When a user is setting up 2FA for his/her account, the system generates a secret passphrase/QR Code as a crypto key, with instructions for user to write it down or print it out, then store it at a secure location. (B) Manual review. The policy of a hosting company I use, is that when a 2FA-protected account is lost, the user must submit a national passport and proof of payment to reset the account manually. And if user wants to add a new device. (C) Send a challenge to the original device. If the system is in form of an app, it's as easy as showing up a Yes/No warning in the app: someone is adding a new device to your account, do you trust it? This is commonly used for various chat apps. However, all the methods are not going to work for your use case, as the user wants to bypass the 2FA when setting up a new device... Currently, I don't see a satisfactory solution, otherwise, it effectively opens up a loophole and nullify the advantage of 2FA. Let's see what other readers are saying. |
B. Manual review works, unless there is a sufficient incentive to break it. Here's an example of PlayStation Network struggling with hackers disabling 2FA via customer support - https://waypoint.vice.com/en_us/article/43ebpd/the-long-weir...
C. If a user is resetting 2FA then most likely they've lost the device on which they had the authenticator app installed. If they still had access to it, authorizing them to perform a 2FA reset would be trivial.
D. Reset via email is the most commonly used one. It's scalable, unlike manual review. Less secure, arguably.
> This is the most tricky issue about 2FA: who's going to authenticate the authentication system
100% agree here. It's a hard problem.