[assblaster]

If you have any life threatening condition, go to the ER of any of your local hospitals and receive great medical care.

If you didn't pay for insurance, you'll pay for the services rendered directly.

People buy car insurance and home insurance and life insurance and disability insurance to pay for catastrophic incidents related to those things.

Health insurance should similarly be for catastrophic events, but unfortunately it's come to be responsible for all care, even routine care. The introduction of third party payments is a root cause of pricing difficulties.

Outside the United States in many of these "single payer" countries, you will have rationed care, whether that's in use of archaic procedures or medicines, or waitlists, or outright denial of service.

At least in the United States you can get whatever you need without much waiting.