[vec]

Gee, that sure does sound like a private dispute between you and your employer to me. If you want to opt out of your company's health care plan then you're more than welcome to go attempt to negotiate with your manager about raising your salary by the amount of their health care contribution. Best of luck to you.

[abtinf]

Such an agreement would likely be illegal under federal law, creating the risk for regulatory and civil sanctions for the employer.

[null000]

The ACA has provisions for employers giving money to employees so they can buy from the exchange, iirc.