[ThrowMeDown01]

> The rules you mention are very localized

So what???

> but my next-door neighbours will follow different rules.

Some rules are different, many are not.

> Alas, money is always an overriding concern.

No it isn't, see what I wrote.

Your entire comment is an amazing display of cluelessness about the forces acting on you. Cultural norms are a FAR bigger factor. Yes you don't realize it, see what I wrote.

You are also quite confused about what is being discussed. What is that about building houses and buying stuff? If the topic is too difficult for you, just don't comment, posting incoherent random thoughts is useless. Yes, we indeed use money in the economy, great insight.