[kryogen1c]

> But, the second interest is being charged then the demand of money back exceeds the actual money supply.

Not true, and I'm having a hard time finding your argument. You think if I loan you 1$ at 0% that's fine, but 1$ at 1% now exceeds the world's money supply? Even debt > total money supply is payable as long as interest payments are < payments being made.

> once you get on this treadmill it just goes faster and faster and faster, and there is no way to get off without a disaster (bubble).

Not strictly true. I have taken on debt with interest and paid that debt. Why is a disaster needed?