[xythian]

A shoutout to https://www.reddit.com/r/povertyfinance/ as a community that is attempting to discuss and distill the kind of financial advice that is useful for those with little to no means.

> Much of the financial advice online and on reddit is aimed at people who have varying degrees of disposable income, ability to invest, lots of free time, available transportation, no kids, a partner, access to credit, and beyond. This is a place for people who do not have a lot, nor ideal circumstances, to help each other get by and hopefully move up in the world.

[dsfyu404ed]

Reddit is a crap place to go for advice if you're in a situation where all the options are sub-optimal because any advice that isn't 100% by the book ethical or any advice that puts a negative externality on society for personal benefit results in down-votes and name callings. Often times that means your "best" options are off the table. It is also very much against "low class" ways of saving money. Stuff like "just smash your old tube TV and throw the pieces in the household trash in order to save the $20 disposal fee" or is not exactly appreciated there. God forbid you tell somebody that they <gasp> shouldn't buy snow tires. The internet in general is just shit when it comes to being frugal. It's really easy to tell someone else how to spend their money.

Edit: Anyone want to tell my why I'm apparently so wrong?

[em-bee]

you are probably being downvoted because you seem to suggest that illegal or imoral actions should somehow be acceptable just because you need to save money.