[ig1]

If insurance companies wanted genetic testing data they wouldn't bother trying to do a messy data join with a third-party database, they'd just make it a requirement to provide a swab/saliva sample for testing when you signed up.

[salawat]

Boiled frog fallacy. They won't be able to get away with it now, but as time goes on they'll start adding it as a voluntary option for a small discount, eventually ceasing to offer service otherwise.

Auto insurance is already well into the process of doing the same thing with regard to diagnostics data being transmitted back home from Snapshot devices/driver's aids.