[freehunter]

I hear this argument a lot, but is a checking account really the best place to invest your money? In my view it's better to get 10% on $1k than 0.1% on unlimited, and then take anything over that $1k (or whatever you need in your checking account) and put it in a real investment.

Remember we're talking about checking accounts, not mutual funds. It's not a real investment. You might as well get something even if it's small.