[siamakfr]

Is the gist of this company logging into a bank's web service using a user's credentials and scraping their account data and exposing that data via APIs to other developers?

I thought they actually integrated with the banks on the backend, but if this is all they do, I'm not comfortable using any product that snoops my bank info without any accountability.

[ivalm]

Yup, I use Mint, occasionally, but now I am rethinking it. I really thought it was integrated with the bank's api.

[ceejayoz]

It is, in some cases. Depends on the bank.

Capital One allows creation of read-only credentials explicitly for stuff like Mint, too.