[rguzman]

I'm smalter's co-founder. We would love to have you beta test, I'll email you at the address on your HN profile.

As for credit checks: yep, that's our next step.

[netmau5]

Love the idea, but the UI makes it feel a little unconvincing. If you need some front-end help, drop me a line and we can chat tonight.

[rguzman]

Yeah, I'd love to chat.

I can't find your email on your HN profile, but mine is [e-mail].