[ryanwaggoner]

Combination of a few things :)

1. I have good margin and am profitable, but not enough to cover lifestyle. See below:

2. I have a high cost-of-living, deliberately. I live in NYC, have a kid in private school, and travel a lot.

Now, I fully recognize that I could lower my project risk by living a more austere lifestyle, but I'm comfortable with the tradeoff that I'm currently making.

Of course, I'm still stressed and impatient, but that's more of an internal problem :)

[abalashov]

Yep, that's basically been my boat. I've not lived in a high-cost city per se, but I've always had big sources of personal drag, partly by choice, partly not.