Honestly? My VPN setup works for me, so I haven't particularly bothered to spend time investigating alternatives. It's not that I do or don't trust it more than Tor.
That said, the few times in the far past I've tried to use Tor as a VPN, it's been slower and less reliable than the VPN I pay for (especially on my phone). Using a regular VPN also makes it easier for me to do things like spoof my country for region-locked services.
(If I was going to bother making a change, it'd probably be to hosting my own VPN server on a VPS provider instead of specifically paying a VPN provider)
For what it's worth, Tor does support choosing the country of your exit node, and is not as slow or unreliable as it has been in the past (although still not as fast as just using a VPS), but I watch YouTube over Tor without noticing anything unusual.
To flip the question around: what benefits does Tor give me over my existing setup? I can see an ideological argument, and I can see the $5 or $10 a month savings, but — especially given my threat model is well enough served by a VPN — I'm curious if there are other practical benefits of Tor that might help overcome the obvious downsides (more complicated setup, slower)
> I can see an ideological argument, and I can see the $5 or $10 a month savings
That is the benefit of Tor.
There's also the fact that the VPN provider is in a position to know where your traffic is both coming from and going to, and there is nobody who can do that in Tor.
That said, the few times in the far past I've tried to use Tor as a VPN, it's been slower and less reliable than the VPN I pay for (especially on my phone). Using a regular VPN also makes it easier for me to do things like spoof my country for region-locked services.
(If I was going to bother making a change, it'd probably be to hosting my own VPN server on a VPS provider instead of specifically paying a VPN provider)