[alwaysreading]

The thing I'm most confused about the whole article is how did some homeowners go years (a decade?) living in their home without paying a mortgage and not get evicted? The article implies this is happening but I didn't realize any lender allowed that amount of time to pass.

[tempestn]

I assume the properties were so devalued that it literally wasn't worth the bank's time to foreclose and try to sell, nor to keep hassling the non-paying borrower.