[maps]

There is a middle ground, it is rolling back the bankruptcy exceptions. If the burden is too high, let these people bankrupt out of them with the cost of having your credit/name tainted for years. Bankruptcy seems to be a 4 letter word no one dares speak anymore but it is the root of the issue here.

[blake_himself]

Right - it should be harder to get money for less-productive specialty degrees in the humanities. Creditors would have to decide whether to risk their money, and become gatekeepers.