[jakelarkin]

so instead of rent you pay interest, various property taxes, and hoa, maintenance, or property management. Most of which are still subject to inflation and price/wage disparity.

a better high level discussion would be how to reform the policy goal of owning housing as saving mechanism and store of personal wealth, since it can't be both a great investment for the prior generation and affordable to the next one at the same time (if wages are stagnant)