[gdl]

Number one would be my choice unless I had some reason (ie family) that necessitates going for the more "practical" second option. Assuming you're a youngish bachelor that can comfortably get by on the lower salary / benefits, the startup sounds like a great match.

Jobs take up a lot of your time - do your best to find one that you can enjoy. If the point of money is to buy happiness (even though you supposedly can't), what's wrong with "spending" some money and benefits to make 40 hours a week more fun?

[juniorguy]

I don't have a family. No bills to pay (besides my car), no rent whatsoever (still live with my parents), and completely debt-free. I'm just wondering if this startup will open a few doors in the future and get me a better job / good experience.

But yeah, I'm sort of agreeing with you at this moment, but maybe there are others who have an opposite point of view.