[elliekelly]

>The root cause of the entire problem is outrageously large loans, provided by the government, that can never be discharged.

And given without any regard for the value of the investment. We don't allow banks to lend people $200,000 to buy a house we know is only worth $20,000 so why is it okay for Sallie Mae* to?

edit: Sallie Mae, not Fannie Mae