[dhechols]

So...effectively does everyone need to pay $105 to start any sort of website?

Seems like a barrier to entry to me...

[blantonl]

If your site plans to host user generated content, then it appears that this is something you'll want to address.

Not to mention an insurance policy that covers you in other various types of claims that can occur if you host lots of user generated content.

[techbio]

First mention I have heard of this kind of insurance need. More please?