[MechanicalTwerk]

At least health insurance is a problem you can solve with money. There are going to be a lot harder problems that you can't directly solve with money as a freelancer/entrepreneur. If health insurance is your main barrier to entry then you're probably not cut out for it to begin with.

[maerF0x0]

To make the discourse more useful, could you give some examples of what you believe to be harder problems and why they're harder than health insurance (ie, why cant they too be solved with money, and why is money such an "easy" solution?)

[MechanicalTwerk]

Fair.

Money is an easy solution because you can get a job and make money. And you can live below your means and build a savings. And if you choose to freelance or start a business at some point you can use that savings to get yourself started.

As far as hard vs easy problems, health insurance is relatively easy because, for the most part, if you buy a reputable health insurance plan you're good. Obviously there's horror stories of people not getting the coverage they believe they paid for but generally it works as advertised. An example of a more difficult problem would be finding clients/customers. Even though you can pay money for leads/ads/content writers etc. you are not guaranteed a good client or customer. You can't directly pay for a good client or customer. You can directly pay for things that are likely to lead to good clients or customers but you are still going to have to work.

You can basically sign up for health insurance online and as long as you pay the bill there's no work involved. If you're setting out to WORK for yourself, and something that takes no work is stopping you, you don't really have the right attitude.

[selestify]

This assumed that it is easy to get a job that pays enough above living expenses for the leftover money to be enough for health insurance. If getting such a job is hard, I'd argue that the money that ensues from said job would be hard too.

[MechanicalTwerk]

Agreed that if getting a job is hard then getting the money that ensues is hard. But for the vast majority of people getting a job and living below your means is possible. Does that mean it's necessarily going to be a comfortable lifestyle? Maybe not. But it is possible. And if your goal is to start your own business you should expect some sacrifices.