[campbellmorgan]

What UK current account do you have with a decent interest rate? By decent do you mean 0.02% or something?

[jaziek]

I use santander, which has 1.5% interest (not amazing, but better than nothing) + 3% cashback on phone and internet bills, 2% on utilities and 1% on council tax / mortgages, which adds up to significantly more than the interest over the course of a year.

[chrisseaton]

Why do you care about interest on a current account? How much are you going to keep in there anyway?

[C1sc0cat]

Depends on individual and outgoing mine has 2-4k I am not aggressively filling my ISA's at the moment so it might as well sit there.

[chrisseaton]

So even at an astronomical interest rate of something like 3% that's still not even really worth more than half an hour of time shopping around to get a better rate.

[C1sc0cat]

Well I am derisking and taking money out of my PtP other wise I could get 4% with zopa

[jaziek]

I keep 3 months pay as emergency cash on hand in that account.

[somabc]

I think Starling is 2%.

[Deathmax]

Starling is 0.5% for balances up to £2000, and 0.25% for balances up to £85000