[estilos]

Many. At the moment I have a salary as my main income, so I live only on the amount of money I would get on benefits if my company collapsed. I use the rest of the money to reduce my expenses and provide security. I own my house, grow a fair amount of my own food, sew my own clothes, and use almost all my 'effective income' for fun things. It wasn't tough to start, since it's a pick up from my student days and I just haven't increased my expenditure, only reduced my costs.

I wouldn't make so much myself if I didn't enjoy it, but I do so it happens to work for me. I pay for others to do things I don't like, like laundry and heavy housecleaning.

My startup expenses come out of the other free cash I have, so it wouldn't hurt my lifestyle if my businesses failed; I wasn't going to use that money for living anyway.

Health is my main focus, now. I've bought a very accessible house on purpose just in case, but unless the whole country collapses I'm fine financially now until I die, and I'd kinda like that to be a while off.

I was doing something more typical initially, but honestly, just work out what you want your life to be, and then work out how to do that without it being super risky. Much happy.