[Jackmc1047]

Your comment is simply saying: contrast people who participated in the real estate bubble with responsible people who did not. I agree that the second group suffered because of the first and that this is unjust. Whether we can expect people generally to not participate in market manias to avoid such a predicament, is another question.

[azeotropic]

If we keep making the maniacs whole after every crisis they cause, they'll never need to learn to avoid these predicaments.