[dvfjsdhgfv]

> Why would you think that the question immediately implies an insinuation?

This may be culture-dependent, but I guess most people would feel it that way.

[stochastic_monk]

In my experience, the question is stronger than an insinuation, coming across as an accusation.

[morsmodr]

This is an issue with text conversation exchange. We do not have information on the tone of voice. And it is unfair to imagine a tone based on what we read