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by anon4lol
2791 days ago
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> Retirement: Maxing a 401k and Roth Ira is $23,000/yr A SEP will allow you to put way more away than that. Better would be a "back door Roth" and transition from SEP to Roth and pay the income tax out of pocket each year. >Healthcare: Insurance for a family is about $600/month or
>$7,200/yr. Let's add another $500/yr in expected expenses
> and another $1000/yr in emergency savings. Total $8,700/yr You can get a better deal if you go with a Health Savings Account (HSA) + HDHP. HSA funds, if you don't use them, turn into retirement funds. |
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