[zeroname]

> Lots of tiny things can be done now, with relatively little effort.

Those little things of "low effort" have just as little impact. Those things that are significant (transportation, meat consumption, heating) would also represent significant changes to my level of comfort. I like meat. I like being warm. I like not walking everywhere. I dislike public transport. I like long hot showers. I like to keep my PC running.

On the other hand, I can budget some money for the "luxury" of being carbon neutral. I can also not do that and keep on living the way do. The money is on the table, those changes to my lifestyle aren't.