[thetinguy]

What do I care if they skim my credit card? It’s not my money until I pay my bank. I can report a fraudulent transaction and request a new card right from my bank’s app.

[user9182031]

..and then be forced add the new card to every service you have set to auto-pay like Amazon, Steam, Audible, Verizon, etc.

[gbear605]

One solution is to have one card for autopay services and one for restaurants.

[vageli]

Another solution is for the merchant to bring the card reader to you.

[kylegordon]

And therein lies the disjoint between a credit based culture and debit based.