[qubex]

Infalling matter or radiation becomes ‘simply’ infinitely red-shifted (on account of the slowed time), and hence undetectable to an external observer — and is hence indistinguishable from the bulk of the prior-existing “black hole proper”.

[mcbits]

Conversely, a particle on the surface of an object compressed to near its Schwarzschild radius should experience an extreme blue shift and time contraction. Imagine absorbing in one instant a billion years of microwave background radiation blue shifted to gamma and beyond. How could the near-black-hole hang onto it?

[Already__Taken]

Inside of a black hole doesn't hang on to anything. There is simply no longer a direction that points out.

[qubex]

Yeah... basically looking backwards from the perspective of an infalling particle one would experience the full blast of the Big Bang as it occurred ‘originally’.

[doombolt]

Yes, it is indistinguishable. But it seems that actual black hole is more like a hollow crust in this setting and not a point of mass.