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by zrail
2803 days ago
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When you apply for life and disability insurance you consent to two things: the insurer may collect medical data about anything you mention on the application AND any or all of that may be shared with MIB. Approval is conditional on that consent and omitting anything on the app can lead to denials in the first two years and is technically insurance fraud. So basically, if you don’t want your information in MIB don’t apply for insurance that requires a medical history. |
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