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by the_imp 2811 days ago
The current Finnish solution for this problem is to use one of the two mobile payment services that allow person-to-person payments using a phone number as the identifier:

https://siirto.fi/

https://www.mobilepay.fi/

Admittedly these aren't anonymous as the recipient will get your name and phone number, but the convenience is arguably even greater than what's possible with cash.