[irrational]

"quick way to smooth over small fender benders/paint nicks if you accidentally damage someone else's car in a minor way"

Anytime I've had a body shop repair dents or paint nicks it has cost so much more than $100 that I would literally laugh in the face of anyone that tried that with me.

[metildaa]

If your driving a car 5+ years old that was $30k or less, a small nick such as the one I mentioned isn't apt to be repaired. All one is trying to do is satiate the party that had their car damaged, and that is generally possible for a fairly reasonable cost.

[sokoloff]

Agreed, but I'm not giving over any significant amount of cash to an individual without getting a signed release. $50 and hope I never hear from them again? Sure.

[metildaa]

$100 and we don't exchange info/I made sure no pictures were taken or license plates studied is generally baseline IMO. Even if they're at fault, if it's minor I do not want my insurance to know about the accident. It will boost the premiums much moreso than paying off those involved.