[cmars232]

Interesting. In my case they seem to latch on to dead accounts or accounts with fake info.

If you're worried about services like Rapleaf, mix fake info into your public profiles. Most sites have no business knowing your birthdate, city of residence let alone your mailing address. Regularly forget your passwords and whimsically start over with new accounts.

Make it hard for automated scripts to harvest your real identity. Be "damaged goods" that can't be easily sold.