[chewz]

To the contrary. Banking is scared shitless. Internet access to banking account is not a matter of if you lose money but when.

The Underworld is now multibilion dollars business and is getting better at it's trade with every day. It is relatively safe and lucrative.

Identity theft, SIM swap, SWIFT half a bilion dollars theft in Bangladesh, South Africa - Japan credit cards. Just to name a few.

Remember that money at the end of the day is based on trust. If you cannot trust that the money on your account are safe. Or if your money is not liquid because banks have to manualy verify dubious transactions then your money are loosing value.

1 https://en.m.wikipedia.org/wiki/Bangladesh_Bank_robbery

2 https://www.bbc.com/news/world-asia-36357182

3 http://fortune.com/2017/05/05/wire-transfer-fraud-emails/