[lotsofpulp]

I know all of those things can happen, but for people with health insurance, the out of pocket max will kick in at that point. But if you are healthy and want to get a lower bound on how much you'll need to pay you can request that information.

[Balgair]

Maybe, it depends on the insurance provider; I've had ones that won't quote anything to me, not even a flu shot. Still, a lower bound is of little solace when talking about healthcare, especially your unborn child. It's the upper bound that is the issue.