[throwaway76543]

Yes, with a per capita expenditure of $700 it's safe to say they aren't covering any serious illness. "Our costs are low because we have a healthy lifestyle" -- more like the costs are low because no one has any serious illness like cancer.

[jaggederest]

If you read their FAQ, they essentially cover up to $5k annually in expenses, and expenses beyond that debit from a larger community-organization catastrophic fund maintained for such purposes.

[dahdum]

They don't reveal the real per capita expenditure for members, they took their total costs and divided by the estimated population (73), of which only a portion receive any benefit.