[fro0116]

That seems to be one of the points of differentiation then.

It says right on the landing page "no personal guarantee": https://brex.com/

That sounds pretty compelling to me to be honest. Creating a business entity to limit your liabilities only to then put your personal credit history on the line for business spending seems pretty dumb now that I think about it.

If it's not tied to personal credit, that might also mean it'd be easier for international founders who don't have a credit history in the US.